About Us

Investor Direct Capital is a direct lender that provides financing for the acquisition and renovation of non-owner occupied residential properties. We specialize in funding fix and flip projects as well as bridge/acquisition loans.

Our founders have successfully funded over 600+ residential and commercial properties, and acquired or developed over 1,200 properties across the United States including single and multi-family residential properties, condos, town homes, condo conversions and commercial buildings.


  • Chief Denney
    Chief Denney Co-Founder, President

    Chief Denney is a leader in the real estate investment and finance industries. Chief was the star of A&E’s hit TV show Flipping San Diego and over the past 20 years, he has completed over 1000 projects in California, Hawaii, Mississippi, Alabama, Texas and Florida. Chief has an in-depth and diverse understanding of the real estate and financial markets across the United States.

    Chief’s diverse real estate experience include: Acquisition of distressed asset ranging from bulk REO inventory, Trustee Sales auction and builder bail-outs. The liquidation of bulk real estate assets, non-performing mortgages, portfolio evaluation and repositioning. In addition to real estate, Chief also has extensive experience in the lending industry where he has originated 600+ residential & commercial mortgages and 60+ private placements.

    Chief is a 1990 graduate of the New School of Architecture in San Diego, where he learned to love the creative problem solving of architecture and renovation. He resides with his wife and their three children in Rancho Santa Fe, California and enjoys racing cars, traveling abroad, and all things real estate.

    • Gary Gil
      Gary Gil Co-Founder, CEO

      Gary is an entrepreneurial CEO with more than 25 years of start-up and leadership experience in a diversity of industries including mortgage lending, e-learning, nutraceuticals, publishing, lead generation, advertising and marketing. Gary is a strategic thinker who applies outside of the box thinking to drive dramatic success in all of the ventures he is involved in.

      With more than two and a half decades of diversified experience leading businesses through all stages of growth, Gary is recognized for his expertise in quickly developing, communicating, and implementing successful strategic and tactical plans, assembling high performance teams, and providing leadership and strategic guidance from concept to implementation.

      Prior to his current role as CEO of Investor Direct Capital, Inc., Gary served as CEO of Valuestream, a marketing strategy consulting firm that he founded in 1999 that specializes in business growth optimization. Gary also the founder of Entegrio, a global IT outsourcing firm based out of Palo Alto, CA.

      Gary holds a Bachelor’s degree in Business Administration/Finance from San Diego State University and resides in San Diego, California with his wife and kids.